Rolling hills and creek landscape representing Mossy Creek Financial
Trusted Financial Advisory

Good morning — let's talk about
what comes next for you.

At Mossy Creek Financial, we believe the best financial plans aren't built from templates — they're crafted around your life, your values, and the future you envision. Whether you're just beginning to invest or planning for retirement, we're here to help you move forward with clarity and confidence.

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15+ Years of Experience
$200M+ Assets Under Guidance
500+ Families Served
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What We Offer

Financial services designed
around your goals

From retirement planning to investment management, we provide comprehensive financial guidance tailored to your unique situation.

Retirement Planning

Build a retirement strategy that aligns with your lifestyle dreams. We help you navigate 401(k)s, IRAs, Social Security timing, and income distribution so you can retire with confidence.

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Investment Management

We craft diversified portfolios grounded in your risk tolerance and time horizon. No hype, no guesswork — just disciplined, transparent management focused on long-term growth.

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Wealth Advisory

Comprehensive wealth strategies that bring together tax planning, estate considerations, and investment management into one cohesive plan — so nothing falls through the cracks.

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Tax Strategy

Minimize your tax burden with proactive strategies woven into your financial plan. We coordinate with your CPA to ensure every dollar works as efficiently as possible.

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Estate Planning

Protect what matters most to you and your family. We help structure your estate to preserve wealth, minimize taxes, and ensure your wishes are honored exactly as you intend.

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Insurance Solutions

Shield your family and assets with the right coverage. We evaluate your insurance needs across life, disability, long-term care, and liability to give you peace of mind.

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About Us

A relationship built on
trust and transparency

Mossy Creek Financial was founded on a simple belief: financial advice should feel like a conversation with someone who genuinely has your back. We're not a call center. We're not a faceless firm. When you work with us, you work with a dedicated advisor who knows your name, your story, and what you're working toward.

Based in Jefferson City, we serve individuals, families, and businesses throughout East Tennessee with a personalized approach that puts your interests first. Every plan we build is transparent, every recommendation is explained clearly, and every decision is yours.

Integrity First

We put your interests ahead of our own — always.

Long-Term Focus

We build strategies that stand the test of time.

Clear Communication

No jargon — just honest, straightforward answers.

Our Process

How we work
with you

A straightforward, collaborative process that puts you in control at every step.

01

Discovery Call

We start with a no-pressure conversation to understand where you are, where you want to go, and what matters most to you. This is your time to share your story.

02

Deep Dive Analysis

We review your current financial picture in detail — investments, retirement accounts, insurance, debts, and goals — so we have the full picture before making any recommendations.

03

Custom Strategy

We design a personalized financial plan that addresses your unique needs and priorities. Every recommendation is explained clearly, and nothing moves forward without your full understanding and approval.

04

Ongoing Partnership

Life changes, and your plan should change with it. We check in regularly, adjust your strategy as needed, and are always just a phone call or email away when questions come up.

Client Stories

What our clients
have to say

"Mossy Creek Financial completely changed how we think about retirement. They took the time to understand our family's situation and built a plan we actually feel confident about. It's been a relief to have someone we trust guiding us."

Michael & Sarah T. Jefferson City, TN

"After years of managing investments on my own, I finally found a team that makes me feel like I have a partner in my corner. They explain things in plain language and never pressure me into anything I'm not comfortable with."

David R. Knoxville, TN

"When my husband and I were navigating our retirement transition, Mossy Creek Financial was there every step of the way. They made a complicated process feel manageable and gave us the confidence to enjoy this next chapter."

Patricia & James L. Maryville, TN
Scenic Tennessee landscape at golden hour
Ready to Get Started?

Let's build your financial
future together

Whether you're planning for retirement, looking to grow your investments, or simply want a second opinion on your current strategy, we'd love to hear from you. The first conversation is always complimentary and completely obligation-free.

Schedule Your Free Consultation Call (865) 475-7184
Contact Us

We'd love to
hear from you

Have a question or ready to schedule a consultation? Reach out by phone, email, or stop by our office. We respond to every inquiry within one business day.

Office

114 E Old A J Hwy
Jefferson City 37760-1750

Send Us a Message

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